The answer is — yes, in many cases you can.
The SBA 7(a) program allows for as little as 10% equity injection… but what most buyers don’t realize is that half of that can often come from the seller.
So instead of you bringing the full 10%, you may only need 5% out of pocket — with the seller carrying the other 5% on standby.
Now here’s the key — the deal has to be structured correctly:
• Strong cash flow
• Proper valuation
• Seller willing to participate
When those three line up, these deals get done every week.
If you’re considering buying an agency, we can walk you through exactly what your down payment would look like based on your scenario.”
